Tripl insurance should not be confused with travel medical insurance. In most cases, travel medical insurance does not include travel insurance, but some travel medical insurance plans may cover certain aspects of travel insurance.
In the traditional sense, travel insurance, also known as trip protection, is a type of insurance offered by most insurance companies and airlines. It helps travelers deal with a range of unexpected situations during their trips.
This type of insurance plan primarily covers the following aspects:
Trip Cancellation: If you suddenly fall seriously ill before departure and have to cancel your trip, this type of insurance plan will compensate you for your losses based on the policy.
Trip Interruption: If your flight is significantly delayed or you miss it, travel insurance ensures you receive compensation with ease.
Emergency Medical Coverage: If you get sick or injured during your trip, this insurance plan will provide you with a certain amount of medical coverage.
Emergency Medical Evacuation and Repatriation: If you are injured during your trip, the insurance company will coordinate resources to transport you to a nearby medical facility with sufficient care. When you are ready to return home after recovery, the insurance plan will cover the transportation costs for emergency medical evacuation and repatriation.
Lost/Damaged/Delayed Checked Baggage: If you lose your luggage during the trip, travel insurance will compensate you for the loss, theft, or damage of your belongings.
Repatriation of Remains: In case of an unfortunate event during the trip, such as the death of the insured person, this insurance plan will cover the cost of repatriating the remains.
Accidental Death and Dismemberment Benefit: If accidental death or severe injury occurs during the trip, travel insurance will provide monetary compensation to the insured person’s family members.
Optional Add-On Coverage: Typically, travel insurance can offer additional coverage or optional add-ons at an extra cost. One typical add-on coverage is flight accident and collision damage, which provides compensation to the insured person in case of accidents while traveling by car or plane.