This category represents excellent health condition, free from chronic illnesses, with a normal weight-to-height ratio. Medical examinations show results within the normal range, and there is no family history or other factors that could potentially lead to premature mortality (before the age of 60). There are no immediate family members who have passed away before the age of 60 due to heart disease or cancer. Additionally, there have been no adverse driving records in the past seven years. Premiums for this level of health rating are at their lowest.